Career Application Form


Responsibilities

Evaluate credit worthiness by processing loan applications and documentation within specified limits Interview applicants to determine financial eligibility and feasibility of granting loans Determine all applicable rations and metrics and set up debt payment plans Communicate with clients either to request or to provide information Justify decisions (approvals/rejections) and report on them Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types of loans and other financial services Maintain and update account records Assess customer needs, explore all options and introduce different types of loans Develop referral networks; suggest alternate channels and cross-sell products and services to accomplish quotas Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Pay supplier invoices in a timely manner Take all reasonable discounts on supplier invoices Pay any debt as it comes due for payment -Monitor debt levels and compliance with debt covenants -Issue invoices to customer -Ensure that receivables are collected promptly -Record cash receipts and make bank deposits -Conduct periodic reconciliations of all accounts to ensure their accuracy -Maintain the petty cash fund -Maintain an orderly accounting filing system -Maintain the chart of accounts.

Preferences will be given to the people living around Klerksdorp, Jouberton

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We require

• Familiarity with computers and banking applications/software • Solid understanding of direct/indirect lending products and practices • Excellent communication and interpersonal skills • Customer satisfaction orientation and sales competencies • Ability to work in a goal oriented environment • Any related finance qualification